First Community Credit Union

First Community Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by First Community. First Community is based in Coquille, OR, and has 77,543 current members. There are 27 branch locations and 32 ATM locations for First Community. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by First Community Credit Union. View Information.
Capitalization Rating
First Community Credit Union
Well Capitalized
as of 2018-09-30

First Community Credit Union Contact Information

Credit Union Name: First Community Credit Union
Current Members: 77,543
Potential Members: 2,825,000
Full Time Employees: 339
Part Time Employees: 5
President: Shaun Hoback
CEO: David S Elmer
Branch Locations: 27
ATM Locations: 32
Corporate Office Address:
211 N Adams St
Coquille, OR 97423-1804
Phone Number: (541) 396-2145
Fax Number: (541) 396-3041

First Community Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

First Community Credit Union Deposit Rates

Savings Rates (Shares): 0.020%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

First Community Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.490%
Auto Loan Rates (Used Vehicles): 3.990%

First Community Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 13.000%
Unsecured Loans/Lines of Credit Rates: 12.000%
Payday Rates (PAL loans): 0.000%

First Community Credit Union Branches

Bandon Branch
Bend Branch
Burns Branch
Coos Bay Branch
Dallas Branch
Fairview Branch
Florence Branch
Forest Grove Branch
Grants Pass North Branch
Grants Pass South Branch
Hermiston Branch
Hillsboro Branch
John Day Branch
Klamath Falls North Branch
Klamath Falls South Branch
Lakeview Branch
Medford Branch
Milton Freewater Branch
Myrtle Point Branch
Newberg Branch
North Bend Branch
Pendleton Branch
Reedsport Branch
Rogue River Branch
Roseburg East Branch
Roseburg West Branch
Sutherlin Branch