First United Credit Union

First United Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by First United. First United is based in Grandville, MI, and has 4,718 current members. There are 0 branch locations and 0 ATM locations for First United. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by First United Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

First United Credit Union
Well Capitalized
as of 2018-09-30

First United Credit Union Contact Information

Credit Union Name: First United Credit Union

Website: http://www.firstunitedcu.org

Current Members: 4,718
Potential Members: 2,800,000
Full Time Employees: 15
Part Time Employees: 3
President: RANDALL M BAKER
CEO: Mark A Richter
Branch Locations: 0
ATM Locations: 0

Corporate Office Address:

3141 Ivanrest Ave SW
Grandville, MI 49418
Phone Number: (616) 532-9067
Fax Number: (616) 532-9196

First United Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: Yes
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

First United Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

First United Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.640%

Auto Loan Rates (Used Vehicles): 6.770%

First United Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 10.240%
Unsecured Loans/Lines of Credit Rates: 12.780%

Payday Rates (PAL loans): 0.000%