Florida Credit Union

Florida Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Florida. Florida is based in Gainesville, FL, and has 101,226 current members. There are 13 branch locations and 12 ATM locations for Florida. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Florida Credit Union. View Information.

Capitalization Rating
Florida Credit Union
Well Capitalized
as of 2018-09-30

Florida Credit Union Contact Information

Credit Union Name: Florida Credit Union
Current Members: 101,226
Potential Members: 2,570,775
Full Time Employees: 295
Part Time Employees: 16
President: Barbara Buys
CEO: Mark (CEO) Starr
Branch Locations: 13
ATM Locations: 12
Corporate Office Address:
1615 NW 81th Blvd
Gainesville, FL 32606
Phone Number: (352) 377-4141
Fax Number: (352) 264-2654

Florida Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): Yes
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Florida Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Florida Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.990%
Auto Loan Rates (Used Vehicles): 4.500%

Florida Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 11.900%
Unsecured Loans/Lines of Credit Rates: 10.750%
Payday Rates (PAL loans): 0.000%

Florida Credit Union Branches

13th Street Branch
43rd Street Branch
Belleview Branch
Butler Branch
Country Oaks Branch
Deland Branch
Fort Clarke Expansion Branch
Haile Branch
Lake City Branch
Maricamp Branch
Ocala Branch
Silver Springs Branch
Starke Branch