Franklin Oil Region Credit Union

Franklin Oil Region Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Franklin Oil Region. Franklin Oil Region is based in Franklin, PA, and has 7,562 current members. There is 1 branch location and 2 ATM locations for Franklin Oil Region. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Franklin Oil Region Credit Union. View Information.
Capitalization Rating
Franklin Oil Region Credit Union
Well Capitalized
as of 2018-09-30

Franklin Oil Region Credit Union Contact Information

Credit Union Name: Franklin Oil Region Credit Union
Current Members: 7,562
Potential Members: 54,984
Full Time Employees: 18
Part Time Employees: 0
President: Joyce Luton
CEO: Karen Baldwin
Branch Locations: 1
ATM Locations: 2
Corporate Office Address:
111 N 13th ST
Franklin, PA 16323-2343
Phone Number: (814) 432-4091
Fax Number: (814) 437-2720

Franklin Oil Region Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Franklin Oil Region Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Franklin Oil Region Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.000%
Auto Loan Rates (Used Vehicles): 6.000%

Franklin Oil Region Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.440%
Unsecured Loans/Lines of Credit Rates: 9.900%
Payday Rates (PAL loans): 0.000%

Franklin Oil Region Credit Union Branches

Franklin Oil Region Credit Union Branch