Gale Credit Union

Gale Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Gale. Gale is based in Galesburg, IL, and has 4,096 current members. There are 0 branch locations and 1 ATM location for Gale. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Gale Credit Union. View Information.
Capitalization Rating
Gale Credit Union
Well Capitalized
as of 2018-09-30

Gale Credit Union Contact Information

Credit Union Name: Gale Credit Union
Current Members: 4,096
Potential Members: 10,000
Full Time Employees: 10
Part Time Employees: 0
President: James McNabb
CEO: Randy D McElwee
Branch Locations: 0
ATM Locations: 1
Corporate Office Address:
631 N Henderson St
Galesburg, IL 61401
Phone Number: (309) 343-1777
Fax Number: (309) 343-2497

Gale Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Gale Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Gale Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.600%
Auto Loan Rates (Used Vehicles): 12.130%

Gale Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 13.800%
Unsecured Loans/Lines of Credit Rates: 12.750%
Payday Rates (PAL loans): 0.000%

Gale Credit Union Branches