Gowanda Area Credit Union

Gowanda Area Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Gowanda Area. Gowanda Area is based in Gowanda, NY, and has 2,110 current members. There are 0 branch locations and 0 ATM locations for Gowanda Area. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Gowanda Area Credit Union. View Information.

Capitalization Rating
Gowanda Area Credit Union
Well Capitalized
as of 2018-09-30

Gowanda Area Credit Union Contact Information

Credit Union Name: Gowanda Area Credit Union
Current Members: 2,110
Potential Members: 8,073
Full Time Employees: 3
Part Time Employees: 0
President: Mary A Clark
CEO: Lisa A Hill
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
14266 Taylor Hollow Rd
Gowanda, NY 14070-9703
Phone Number: (716) 532-3790
Fax Number: (716) 532-4629

Gowanda Area Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Gowanda Area Credit Union Deposit Rates

Savings Rates (Shares): 0.050%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Gowanda Area Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.750%
Auto Loan Rates (Used Vehicles): 4.000%

Gowanda Area Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 7.990%
Unsecured Loans/Lines of Credit Rates: 4.500%
Payday Rates (PAL loans): 0.000%

Gowanda Area Credit Union Branches