Granite Credit Union

Granite Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Granite. Granite is based in Salt Lake City, UT, and has 29,992 current members. There are 7 branch locations and 9 ATM locations for Granite. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Granite Credit Union. View Information.
Capitalization Rating
Granite Credit Union
Well Capitalized
as of 2018-09-30

Granite Credit Union Contact Information

Credit Union Name: Granite Credit Union
Current Members: 29,992
Potential Members: 1,105,657
Full Time Employees: 108
Part Time Employees: 6
President: Donald O Johnson
CEO: Mark L Young
Branch Locations: 7
ATM Locations: 9
Corporate Office Address:
3675 S 911 E
Salt Lake City, UT 84106
Phone Number: (801) 288-3000
Fax Number: (801) 288-3051

Granite Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): Yes
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Granite Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Granite Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.520%
Auto Loan Rates (Used Vehicles): 4.050%

Granite Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 10.250%
Unsecured Loans/Lines of Credit Rates: 15.280%
Payday Rates (PAL loans): 0.000%

Granite Credit Union Branches

Jordan Landing Branch
Midvale Branch
Quarry Bend Branch
Riverton Branch
South Jordan Branch
Sugar House Branch
Taylorsville Branch