Happy Valley Credit Union

Happy Valley Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Happy Valley. Happy Valley is based in Elizabethton, TN, and has 4,015 current members. There are 0 branch locations and 1 ATM location for Happy Valley. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Happy Valley Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Happy Valley Credit Union
Well Capitalized
as of 2018-09-30

Happy Valley Credit Union Contact Information

Credit Union Name: Happy Valley Credit Union

Website: http://www.hvcu-tn.com

Current Members: 4,015
Potential Members: 8,600
Full Time Employees: 10
Part Time Employees: 1
President: Sonja Culler
CEO: Tonya K Jeffers
Branch Locations: 0
ATM Locations: 1

Corporate Office Address:

211 E C St
Elizabethton, TN 37643-2722
Phone Number: (423) 542-6078
Fax Number: (423) 542-3691

Happy Valley Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Happy Valley Credit Union Deposit Rates

Savings Rates (Shares): 0.300%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Happy Valley Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 5.000%

Auto Loan Rates (Used Vehicles): 10.000%

Happy Valley Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 13.500%
Unsecured Loans/Lines of Credit Rates: 14.500%

Payday Rates (PAL loans): 0.000%