Heritage Usa Credit Union

Heritage Usa Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Heritage Usa. Heritage Usa is based in Midland, TX, and has 5,934 current members. There is 1 branch location and 2 ATM locations for Heritage Usa. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Heritage Usa Credit Union. View Information.

Capitalization Rating
Heritage Usa Credit Union
Well Capitalized
as of 2018-09-30

Heritage Usa Credit Union Contact Information

Credit Union Name: Heritage Usa Credit Union
Current Members: 5,934
Potential Members: 30,000
Full Time Employees: 17
Part Time Employees: 0
President: Betty Seay
CEO: Augustine S Rodriguez
Branch Locations: 1
ATM Locations: 2
Corporate Office Address:
5517 W Wadley Ave
Midland, TX 79707
Phone Number: (432) 681-1050
Fax Number: (432) 681-1057

Heritage Usa Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Heritage Usa Credit Union Deposit Rates

Savings Rates (Shares): 0.050%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Heritage Usa Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 5.070%
Auto Loan Rates (Used Vehicles): 5.420%

Heritage Usa Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 10.000%
Unsecured Loans/Lines of Credit Rates: 10.120%
Payday Rates (PAL loans): 0.000%

Heritage Usa Credit Union Branches

Heritage USA Federal Credit Union Branch