Home Town Credit Union

Home Town Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Home Town. Home Town is based in Owatonna, MN, and has 18,029 current members. There are 3 branch locations and 5 ATM locations for Home Town. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Home Town Credit Union. View Information.

Capitalization Rating
Home Town Credit Union
Well Capitalized
as of 2018-09-30

Home Town Credit Union Contact Information

Credit Union Name: Home Town Credit Union
Current Members: 18,029
Potential Members: 141,884
Full Time Employees: 54
Part Time Employees: 2
President: Nicole Schulz
CEO: Kimberly S Westphal
Branch Locations: 3
ATM Locations: 5
Corporate Office Address:
2411 W Bridge St
Owatonna, MN 55060-5003
Phone Number: (507) 451-3798
Fax Number: (507) 446-8113

Home Town Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Home Town Credit Union Deposit Rates

Savings Rates (Shares): 0.050%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Home Town Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.130%
Auto Loan Rates (Used Vehicles): 4.320%

Home Town Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 10.900%
Unsecured Loans/Lines of Credit Rates: 11.060%
Payday Rates (PAL loans): 0.000%

Home Town Credit Union Branches

Faribault Branch
Northfield Branch
Owatonna South Branch