Idaho Central Credit Union
Idaho Central Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Idaho Central. Idaho Central is based in Chubbuck, ID, and has 332,585 current members. There are 47 branch locations and 45 ATM locations for Idaho Central. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Idaho Central Credit Union. View Information.
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Capitalization Rating
Idaho Central Credit Union
Well Capitalized
as of 2018-09-30
Idaho Central Credit Union Contact Information
Credit Union Name: Idaho Central Credit Union
Current Members: 332,585
Potential Members: 469,200
Full Time Employees: 1,601
Part Time Employees: 120
President: Troy Neu
CEO: Brenda Worrell
Branch Locations: 47
ATM Locations: 45
Corporate Office Address:
4411 Central Way
Chubbuck, ID 83202
Phone Number: (208) 239-3000
Fax Number: (208) 239-3049
Idaho Central Credit Union Services Offered
Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
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Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): Yes
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No
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Idaho Central Credit Union Deposit Rates
Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
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Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%
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Idaho Central Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 4.150%
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Auto Loan Rates (Used Vehicles): 5.010%
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Idaho Central Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 10.410%
Unsecured Loans/Lines of Credit Rates: 11.960%
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Payday Rates (PAL loans): 0.000%
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Idaho Central Credit Union Branches
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