Illinois State Credit Union

Illinois State Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Illinois State. Illinois State is based in Normal, IL, and has 12,939 current members. There are 4 branch locations and 4 ATM locations for Illinois State. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Illinois State Credit Union. View Information.
Capitalization Rating
Illinois State Credit Union
Well Capitalized
as of 2018-09-30

Illinois State Credit Union Contact Information

Credit Union Name: Illinois State Credit Union
Current Members: 12,939
Potential Members: 502,255
Full Time Employees: 59
Part Time Employees: 5
President: Larry Quane
CEO: Thom R Ewen
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
1319 S Center St
Normal, IL 61761-3458
Phone Number: (309) 451-8400
Fax Number: (309) 451-8410

Illinois State Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Illinois State Credit Union Deposit Rates

Savings Rates (Shares): 0.200%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Illinois State Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 1.990%
Auto Loan Rates (Used Vehicles): 1.990%

Illinois State Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.900%
Unsecured Loans/Lines of Credit Rates: 8.490%
Payday Rates (PAL loans): 0.000%

Illinois State Credit Union Branches

1418 Airport Road Branch
Bone Student Center Branch
Loves Park Branch
Ottawa Branch