Journey Credit Union

Journey Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Journey. Journey is based in Saint Johns, MI, and has 16,782 current members. There are 2 branch locations and 3 ATM locations for Journey. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Journey Credit Union. View Information.
Capitalization Rating
Journey Credit Union
Well Capitalized
as of 2018-09-30

Journey Credit Union Contact Information

Credit Union Name: Journey Credit Union
Current Members: 16,782
Potential Members: 187,907
Full Time Employees: 45
Part Time Employees: 0
President: Christopher Kowatch
CEO: Jeffrey Kusler
Branch Locations: 2
ATM Locations: 3
Corporate Office Address:
1211 Zeeb Dr
Saint Johns, MI 48879-1150
Phone Number: (989) 224-9511
Fax Number: (989) 224-6596

Journey Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Journey Credit Union Deposit Rates

Savings Rates (Shares): 0.050%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Journey Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.690%
Auto Loan Rates (Used Vehicles): 4.560%

Journey Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 11.490%
Unsecured Loans/Lines of Credit Rates: 10.600%
Payday Rates (PAL loans): 18.000%

Journey Credit Union Branches

Fowler Branch
Ovid Branch