K I T Credit Union

K I T Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by K I T. K I T is based in Louisville, KY, and has 3,746 current members. There are 0 branch locations and 2 ATM locations for K I T. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by K I T Credit Union. View Information.

Capitalization Rating
K I T Credit Union
Well Capitalized
as of 2018-09-30

K I T Credit Union Contact Information

Credit Union Name: K I T Credit Union
Current Members: 3,746
Potential Members: 5,000
Full Time Employees: 9
Part Time Employees: 0
President: Scott Malony
CEO: Barbara M Leonhardt
Branch Locations: 0
ATM Locations: 2
Corporate Office Address:
9711 Linn Station Rd
Louisville, KY 40223
Phone Number: (502) 459-9286
Fax Number: (502) 458-7038

K I T Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

K I T Credit Union Deposit Rates

Savings Rates (Shares): 0.060%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

K I T Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 5.520%
Auto Loan Rates (Used Vehicles): 6.370%

K I T Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 13.900%
Unsecured Loans/Lines of Credit Rates: 14.950%
Payday Rates (PAL loans): 28.000%

K I T Credit Union Branches