Keys Credit Union

Keys Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Keys. Keys is based in Key West, FL, and has 13,959 current members. There are 4 branch locations and 7 ATM locations for Keys. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Keys Credit Union. View Information.
Capitalization Rating
Keys Credit Union
Well Capitalized
as of 2018-09-30

Keys Credit Union Contact Information

Credit Union Name: Keys Credit Union
Current Members: 13,959
Potential Members: 50,000
Full Time Employees: 55
Part Time Employees: 7
President: Ronald Demes
CEO: Meagan K Sayer
Branch Locations: 4
ATM Locations: 7
Corporate Office Address:
3122 N Roosevelt Blvd
Key West, FL 33040
Phone Number: (305) 294-6622
Fax Number: (305) 809-1215

Keys Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): Yes
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Keys Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Keys Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 5.000%
Auto Loan Rates (Used Vehicles): 7.500%

Keys Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 2.900%
Unsecured Loans/Lines of Credit Rates: 12.500%
Payday Rates (PAL loans): 0.000%

Keys Credit Union Branches

Big Pine Branch
Southard Street Branch
Stock Island Branch
Tavernier Branch