Ksw Credit Union

Ksw Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Ksw. Ksw is based in Waterville, ME, and has 10,248 current members. There is 1 branch location and 4 ATM locations for Ksw. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Ksw Credit Union. View Information.

Capitalization Rating
Ksw Credit Union
Well Capitalized
as of 2018-09-30

Ksw Credit Union Contact Information

Credit Union Name: Ksw Credit Union
Current Members: 10,248
Potential Members: 70,000
Full Time Employees: 20
Part Time Employees: 0
President: John Picchiotti
CEO: Deseree A Gilman
Branch Locations: 1
ATM Locations: 4
Corporate Office Address:
222 College Ave
Waterville, ME 04901-6226
Phone Number: (207) 872-5039
Fax Number: (207) 872-5776

Ksw Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: Yes
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Ksw Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Ksw Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.930%
Auto Loan Rates (Used Vehicles): 5.090%

Ksw Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.800%
Unsecured Loans/Lines of Credit Rates: 11.490%
Payday Rates (PAL loans): 0.000%

Ksw Credit Union Branches

Belfast Branch