Lake Trust Credit Union

Lake Trust Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Lake Trust. Lake Trust is based in Brighton, MI, and has 174,583 current members. There are 22 branch locations and 24 ATM locations for Lake Trust. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Lake Trust Credit Union. View Information.
Capitalization Rating
Lake Trust Credit Union
Well Capitalized
as of 2018-09-30

Lake Trust Credit Union Contact Information

Credit Union Name: Lake Trust Credit Union
Current Members: 174,583
Potential Members: 6,325,664
Full Time Employees: 463
Part Time Employees: 2
President: Rick Laber
CEO: David A Snodgrass
Branch Locations: 22
ATM Locations: 24
Corporate Office Address:
4615 S Old US Highway 23
Brighton, MI 48114-7521
Phone Number: (888) 267-7200
Fax Number:

Lake Trust Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Lake Trust Credit Union Deposit Rates

Savings Rates (Shares): 0.050%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Lake Trust Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.740%
Auto Loan Rates (Used Vehicles): 3.990%

Lake Trust Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.900%
Unsecured Loans/Lines of Credit Rates: 7.900%
Payday Rates (PAL loans): 0.000%

Lake Trust Credit Union Branches

Ann Arbor Packard Branch
Ann Arbor Stadium Branch
Auburn Hills Branch
Brighton Branch
Center Line Branch
Chelsea Branch
Detroit DTE Branch
Detroit Woodward Branch
Dewitt Branch
Dimondale Secondary Complex Branch
Downtown Lansing Branch
Grand Haven Branch
Hastings Branch
Holland Branch
Howell Branch
Howell E Grand River Branch
Lake Lansing Branch
Mount Pleasant Branch
Okemos Branch
Plymouth Town Center Branch
South Lansinig Branch
West Saginaw Branch