Lake Trust Credit UnionLake Trust Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Lake Trust. Lake Trust is based in Brighton, MI, and has 174,583 current members. There are 22 branch locations and 24 ATM locations for Lake Trust. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Lake Trust Credit Union. View Information.
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Capitalization Rating
Lake Trust Credit Union
Well Capitalized as of 2018-09-30 Lake Trust Credit Union Contact InformationCredit Union Name: Lake Trust Credit Union
Website: http://www.laketrust.org
Current Members: 174,583Potential Members: 6,325,664 Full Time Employees: 463 Part Time Employees: 2 President: Rick Laber CEO: David A Snodgrass Branch Locations: 22 ATM Locations: 24 Corporate Office Address:
4615 S Old US Highway 23
Brighton, MI 48114-7521 Phone Number: (888) 267-7200 Fax Number: Lake Trust Credit Union Services Offered
Indirect Lending: No Business Share Accounts: No Health Savings Accounts: No Individual Development Accounts: No No Cost Share Drafts: Yes Share Certificates with Low Minimum Balance Requirements: Yes Participation Loans: No Financial Counseling: Yes Financial Education: Yes Financial Literacy Workshops: Yes First Time Homebuyer Program: No In-School Branches: No Real Estate Loans: No Bilingual Services: Yes No Cost Bill Payer: Yes No Cost Tax Prep. Services: No Student Scholarships: Yes Member Business Loans: No Credit Builder: No Indirect Business Loans: No Indirect Mortgage Loans: No Micro Business Loans: No Micro Consumer Loans: No Pay Day Lending: No Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No Risk Based Loans: No Direct Financing Leases: No Mortgage Processing: Yes Approved Mortgage Seller: Yes Debt Cancellation/Suspension Program: No Borrowing Repurchase Agreements: No Investment Pilot Program: No Investment not authorized by the FCU Act (SCU ONLY): No Deposits and Shares Meeting 703.10(a): No Brokered Certificates of Deposits: Yes Overdraft Protection/Courtesy Pay: No Overdraft Lines of Credit: No ATM/Debit Card Program: No PrepaidDebit: No Interest Only and Payment Option 1st Mortgage Loans: No Insurance/Investment Sales: No Brokered Deposits (All deposits acquired through a third party): No Check Cashing: No International Remittances: Yes Low-cost wire transfers: Yes Money Orders: No No Surcharge ATMs: No Lake Trust Credit Union Deposit Rates
Savings Rates (Shares): 0.050% Checking Account Rates (Share Drafts): 0.000% IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000% Lake Trust Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 4.740%
Auto Loan Rates (Used Vehicles): 3.990%
Lake Trust Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 9.900% Unsecured Loans/Lines of Credit Rates: 7.900%
Payday Rates (PAL loans): 0.000%
Lake Trust Credit Union Branches |