Local 461 Credit Union

Local 461 Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Local 461. Local 461 is based in MACON, GA, and has 530 current members. There are 0 branch locations and 0 ATM locations for Local 461. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Local 461 Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Local 461 Credit Union
Well Capitalized
as of 2018-09-30

Local 461 Credit Union Contact Information

Credit Union Name: Local 461 Credit Union

Website:

Current Members: 530
Potential Members: 750
Full Time Employees: 1
Part Time Employees: 0
President: BENJIE SELF
CEO: MARCI W BARTON
Branch Locations: 0
ATM Locations: 0

Corporate Office Address:

1138 GUY PAINE RD
MACON, GA 31206
Phone Number: (478) 788-2539
Fax Number: (478) 781-5163

Local 461 Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Local 461 Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Local 461 Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.000%

Auto Loan Rates (Used Vehicles): 8.000%

Local 461 Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 12.000%

Payday Rates (PAL loans): 0.000%