Meritus Credit Union

Meritus Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Meritus. Meritus is based in Lafayette, LA, and has 21,963 current members. There are 3 branch locations and 4 ATM locations for Meritus. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Meritus Credit Union. View Information.
Capitalization Rating
Meritus Credit Union
Well Capitalized
as of 2018-09-30

Meritus Credit Union Contact Information

Credit Union Name: Meritus Credit Union
Current Members: 21,963
Potential Members: 479,116
Full Time Employees: 61
Part Time Employees: 1
President: Dale Henderson
CEO: Brian Leger
Branch Locations: 3
ATM Locations: 4
Corporate Office Address:
515 Guilbeau Rd
Lafayette, LA 70506-6089
Phone Number: (337) 989-2800
Fax Number: (337) 989-2816

Meritus Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Meritus Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Meritus Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.700%
Auto Loan Rates (Used Vehicles): 4.480%

Meritus Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 8.920%
Unsecured Loans/Lines of Credit Rates: 11.970%
Payday Rates (PAL loans): 0.000%

Meritus Credit Union Branches

Meritus FCU Acadia Branch
Meritus FCU Carencro Branch
Meritus FCU Iberia Branch