Morgan City Credit Union

Morgan City Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Morgan City. Morgan City is based in Morgan City, LA, and has 998 current members. There are 0 branch locations and 0 ATM locations for Morgan City. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Morgan City Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Morgan City Credit Union
Well Capitalized
as of 2018-09-30

Morgan City Credit Union Contact Information

Credit Union Name: Morgan City Credit Union

Website:

Current Members: 998
Potential Members: 54,650
Full Time Employees: 2
Part Time Employees: 1
President: CLAYTON CANTY
CEO: CANDACE LEBLANC
Branch Locations: 0
ATM Locations: 0

Corporate Office Address:

1215 VICTOR II BLVD
Morgan City, LA 70380
Phone Number: (985) 380-4722
Fax Number: (985) 385-9968

Morgan City Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Morgan City Credit Union Deposit Rates

Savings Rates (Shares): 0.500%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Morgan City Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.180%

Auto Loan Rates (Used Vehicles): 5.910%

Morgan City Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 12.210%

Payday Rates (PAL loans): 28.000%