Neches Credit Union

Neches Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Neches. Neches is based in Port Neches, TX, and has 60,779 current members. There are 9 branch locations and 11 ATM locations for Neches. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Neches Credit Union. View Information.
Capitalization Rating
Neches Credit Union
Well Capitalized
as of 2018-09-30

Neches Credit Union Contact Information

Credit Union Name: Neches Credit Union
Current Members: 60,779
Potential Members: 571,405
Full Time Employees: 200
Part Time Employees: 12
President: Wesley Spivey
CEO: Jason Landry
Branch Locations: 9
ATM Locations: 11
Corporate Office Address:
676 Magnolia Ave
Port Neches, TX 77651
Phone Number: (409) 722-1174
Fax Number: (409) 721-9838

Neches Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: No
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Neches Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Neches Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.500%
Auto Loan Rates (Used Vehicles): 3.250%

Neches Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.750%
Unsecured Loans/Lines of Credit Rates: 9.400%
Payday Rates (PAL loans): 0.000%

Neches Credit Union Branches

Bridge City Branch
Dowlen Branch
Lumberton Branch
Lumberton High School Branch
Nall Branch
Nederland Branch
Nederland High School Branch
Pearl Branch
Port Neches Groves High School Branch