North Franklin Credit Union

North Franklin Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by North Franklin. North Franklin is based in Malone, NY, and has 4,919 current members. There is 1 branch location and 1 ATM location for North Franklin. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by North Franklin Credit Union. View Information.
Capitalization Rating
North Franklin Credit Union
Well Capitalized
as of 2018-09-30

North Franklin Credit Union Contact Information

Credit Union Name: North Franklin Credit Union
Current Members: 4,919
Potential Members: 15,836
Full Time Employees: 16
Part Time Employees: 0
President: Curtis L Lyon
CEO: Darin G Childs
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
494 E Main St
Malone, NY 12953-2100
Phone Number: (518) 483-8668
Fax Number: (518) 483-8808

North Franklin Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

North Franklin Credit Union Deposit Rates

Savings Rates (Shares): 0.360%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

North Franklin Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.320%
Auto Loan Rates (Used Vehicles): 5.350%

North Franklin Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 6.900%
Unsecured Loans/Lines of Credit Rates: 8.850%
Payday Rates (PAL loans): 0.000%

North Franklin Credit Union Branches

VRC Branch