Northwoods Credit Union

Northwoods Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Northwoods. Northwoods is based in Cloquet, MN, and has 10,898 current members. There are 3 branch locations and 4 ATM locations for Northwoods. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Northwoods Credit Union. View Information.
Capitalization Rating
Northwoods Credit Union
Well Capitalized
as of 2018-09-30

Northwoods Credit Union Contact Information

Credit Union Name: Northwoods Credit Union
Current Members: 10,898
Potential Members: 266,219
Full Time Employees: 55
Part Time Employees: 1
President: Jeffrey Kletscher
CEO: Douglas C Wolf
Branch Locations: 3
ATM Locations: 4
Corporate Office Address:
1712 Avenue B
Cloquet, MN 55720
Phone Number: (218) 879-4181
Fax Number: (218) 879-0965

Northwoods Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Northwoods Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Northwoods Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.280%
Auto Loan Rates (Used Vehicles): 6.130%

Northwoods Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 10.290%
Unsecured Loans/Lines of Credit Rates: 12.420%
Payday Rates (PAL loans): 0.000%

Northwoods Credit Union Branches

912 Stanley Avenue Branch
Floodwood Branch
Moose Lake Branch