Our Community Credit Union

Our Community Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Our Community. Our Community is based in Shelton, WA, and has 32,368 current members. There are 7 branch locations and 8 ATM locations for Our Community. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Our Community Credit Union. View Information.

Capitalization Rating
Our Community Credit Union
Well Capitalized
as of 2018-09-30

Our Community Credit Union Contact Information

Credit Union Name: Our Community Credit Union
Current Members: 32,368
Potential Members: 130,600
Full Time Employees: 95
Part Time Employees: 3
President: Sadie Hawkins
CEO: Bert Fisher
Branch Locations: 7
ATM Locations: 8
Corporate Office Address:
526 W Cedar St
Shelton, WA 98584
Phone Number: (800) 426-5657
Fax Number:

Our Community Credit Union Services Offered

Indirect Lending: Yes
Business Share Accounts: Yes
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: Yes
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: Yes
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: Yes
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: Yes
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: Yes
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: Yes
Overdraft Lines of Credit: No
ATM/Debit Card Program: Yes
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: Yes
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: Yes
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: Yes
No Surcharge ATMs: Yes

Our Community Credit Union Deposit Rates

Savings Rates (Shares): 0.300%
Checking Account Rates (Share Drafts): 0.400%
IRA/KEOGH Rates: 1.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.600%

Our Community Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.430%
Auto Loan Rates (Used Vehicles): 3.430%

Our Community Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 11.500%
Unsecured Loans/Lines of Credit Rates: 8.950%
Payday Rates (PAL loans): 0.000%

Our Community Credit Union Branches

Elma Branch
McCleary Branch
Montesano Branch
Mt View Branch
Steamboat Branch
Union Branch
Vashon Island Branch