Provident Credit Union
Provident Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Provident. Provident is based in Redwood City, CA, and has 116,914 current members. There are 21 branch locations and 21 ATM locations for Provident. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Provident Credit Union. View Information.
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Capitalization Rating
Provident Credit Union
Well Capitalized
as of 2018-09-30
Provident Credit Union Contact Information
Credit Union Name: Provident Credit Union
Current Members: 116,914
Potential Members: 1,000,000
Full Time Employees: 340
Part Time Employees: 19
President: David Pelzner
CEO: James Ernest
Branch Locations: 21
ATM Locations: 21
Corporate Office Address:
313 Twin Dolphin Dr
Redwood City, CA 94065-1497
Phone Number: (650) 508-0300
Fax Number: (650) 508-7284
Provident Credit Union Services Offered
Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
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Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No
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Provident Credit Union Deposit Rates
Savings Rates (Shares): 0.030%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
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Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%
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Provident Credit Union Auto Loan Rates
Auto Loan Rates (New Vehicles): 3.500%
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Auto Loan Rates (Used Vehicles): 3.500%
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Provident Credit Union Credit Card and Payday Loan Rates
Credit Card Rates: 12.740%
Unsecured Loans/Lines of Credit Rates: 9.990%
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Payday Rates (PAL loans): 0.000%
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Provident Credit Union Branches
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