River Region Credit Union

River Region Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by River Region. River Region is based in Jefferson City, MO, and has 23,285 current members. There are 5 branch locations and 7 ATM locations for River Region. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by River Region Credit Union. View Information.

Capitalization Rating
River Region Credit Union
Well Capitalized
as of 2018-09-30

River Region Credit Union Contact Information

Credit Union Name: River Region Credit Union
Current Members: 23,285
Potential Members: 400,000
Full Time Employees: 78
Part Time Employees: 11
President: Kevin Robinson
CEO: Richard Nichols
Branch Locations: 5
ATM Locations: 7
Corporate Office Address:
3124 W Edgewood Dr
Jefferson City, MO 65109
Phone Number: (573) 635-4185
Fax Number: (573) 636-6036

River Region Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

River Region Credit Union Deposit Rates

Savings Rates (Shares): 0.200%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

River Region Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.900%
Auto Loan Rates (Used Vehicles): 4.250%

River Region Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 12.400%
Unsecured Loans/Lines of Credit Rates: 9.500%
Payday Rates (PAL loans): 0.000%

River Region Credit Union Branches

Ashland Branch
Columbia Branch
Columbia Fairview Branch
East Branch
Jefferson City West Branch