Rushmore Electric Credit Union

Rushmore Electric Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Rushmore Electric. Rushmore Electric is based in Rapid City, SD, and has 1,617 current members. There are 0 branch locations and 0 ATM locations for Rushmore Electric. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Rushmore Electric Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Rushmore Electric Credit Union
Well Capitalized
as of 2018-09-30

Rushmore Electric Credit Union Contact Information

Credit Union Name: Rushmore Electric Credit Union

Website: http://www.refcu.coop

Current Members: 1,617
Potential Members: 3,065
Full Time Employees: 3
Part Time Employees: 0
President: Linda Dahlgren
CEO: Pamela D Ferber
Branch Locations: 0
ATM Locations: 0

Corporate Office Address:

1715 Cambell St
Rapid City, SD 57701
Phone Number: (605) 342-9451
Fax Number:

Rushmore Electric Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): Yes
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Rushmore Electric Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Rushmore Electric Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.190%

Auto Loan Rates (Used Vehicles): 3.860%

Rushmore Electric Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.900%
Unsecured Loans/Lines of Credit Rates: 11.450%

Payday Rates (PAL loans): 0.000%