S C State Credit Union

  1. Credit Unions

S C State Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by S C State. S C State is based in Columbia, SC, and has 74,048 current members. There are 19 branch locations and 23 ATM locations for S C State. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by S C State Credit Union. View Information.
Capitalization Rating
S C State Credit Union
Well Capitalized
as of 2018-09-30

S C State Credit Union Contact Information

Credit Union Name: S C State Credit Union
Current Members: 74,048
Potential Members: 1,500,000
Full Time Employees: 275
Part Time Employees: 0
President: Vincent Rhodes
CEO: James Kinard
Branch Locations: 19
ATM Locations: 23
Corporate Office Address:
811 Huger St
Columbia, SC 29201-3620
Phone Number: (803) 343-0300
Fax Number: (803) 454-8044

S C State Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

S C State Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

S C State Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.180%
Auto Loan Rates (Used Vehicles): 6.040%

S C State Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 8.900%
Unsecured Loans/Lines of Credit Rates: 13.210%
Payday Rates (PAL loans): 0.000%

S C State Credit Union Branches