Shuford Credit Union

Shuford Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Shuford. Shuford is based in Hickory, NC, and has 4,431 current members. There is 1 branch location and 2 ATM locations for Shuford. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Shuford Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Shuford Credit Union
Well Capitalized
as of 2018-09-30

Shuford Credit Union Contact Information

Credit Union Name: Shuford Credit Union
Current Members: 4,431
Potential Members: 362,510
Full Time Employees: 7
Part Time Employees: 0
President: Bruce Blackburn
CEO: Jerry Gaillard
Branch Locations: 1
ATM Locations: 2
Corporate Office Address:
882 16th St NE
Hickory, NC 28601
Phone Number: (828) 568-1234
Fax Number: (828) 568-1235

Shuford Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): Yes
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Shuford Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Shuford Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.360%
Auto Loan Rates (Used Vehicles): 7.030%

Shuford Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.990%
Unsecured Loans/Lines of Credit Rates: 12.150%
Payday Rates (PAL loans): 0.000%

Shuford Credit Union Branches

Granite Falls Branch