Southpoint Financial Credit Union

Southpoint Financial Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Southpoint Financial. Southpoint Financial is based in Sleepy Eye, MN, and has 20,883 current members. There are 7 branch locations and 7 ATM locations for Southpoint Financial. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Southpoint Financial Credit Union. View Information.
Capitalization Rating
Southpoint Financial Credit Union
Well Capitalized
as of 2018-09-30

Southpoint Financial Credit Union Contact Information

Credit Union Name: Southpoint Financial Credit Union
Current Members: 20,883
Potential Members: 468,824
Full Time Employees: 102
Part Time Employees: 9
President: Matthew M Lux
CEO: Jay Gostonczik
Branch Locations: 7
ATM Locations: 7
Corporate Office Address:
924 Main St E
Sleepy Eye, MN 56085-4380
Phone Number: (877) 794-6712
Fax Number: (507) 794-5540

Southpoint Financial Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): Yes
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Southpoint Financial Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Southpoint Financial Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.490%
Auto Loan Rates (Used Vehicles): 3.490%

Southpoint Financial Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 7.000%
Unsecured Loans/Lines of Credit Rates: 15.000%
Payday Rates (PAL loans): 0.000%

Southpoint Financial Credit Union Branches

Hutchinson Branch
New Ulm Branch
North Mankato Branch
Sleepy Eye Branch
Springfield Branch
St Peter Branch
Waconia Branch