Sovita Credit Union

Sovita Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Sovita. Sovita is based in Flint, MI, and has 19,615 current members. There are 4 branch locations and 3 ATM locations for Sovita. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Sovita Credit Union. View Information.
Capitalization Rating
Sovita Credit Union
Well Capitalized
as of 2018-09-30

Sovita Credit Union Contact Information

Credit Union Name: Sovita Credit Union
Current Members: 19,615
Potential Members: 100,000
Full Time Employees: 47
Part Time Employees: 31
President: Patricia R Gooch
CEO: Patrick J White
Branch Locations: 4
ATM Locations: 3
Corporate Office Address:
4411 Calkins Rd
Flint, MI 48532
Phone Number: (810) 720-8300
Fax Number: (810) 720-8302

Sovita Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): Yes
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Sovita Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Sovita Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.650%
Auto Loan Rates (Used Vehicles): 3.820%

Sovita Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 10.860%
Unsecured Loans/Lines of Credit Rates: 11.110%
Payday Rates (PAL loans): 0.000%

Sovita Credit Union Branches

Court St Branch
Lapeer Branch
Regency Park Branch
University Ave Branch