Texas Bay Credit Union

Texas Bay Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Texas Bay. Texas Bay is based in Houston, TX, and has 43,769 current members. There are 8 branch locations and 10 ATM locations for Texas Bay. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Texas Bay Credit Union. View Information.

Capitalization Rating
Texas Bay Credit Union
Well Capitalized
as of 2018-09-30

Texas Bay Credit Union Contact Information

Credit Union Name: Texas Bay Credit Union
Current Members: 43,769
Potential Members: 2,405,100
Full Time Employees: 166
Part Time Employees: 14
President: Rudy Wright
CEO: Jesse Gutierrez
Branch Locations: 8
ATM Locations: 10
Corporate Office Address:
12611 Fuqua St
Houston, TX 77034
Phone Number: (713) 852-6700
Fax Number: (281) 464-9230

Texas Bay Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: Yes
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Texas Bay Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Texas Bay Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 6.010%
Auto Loan Rates (Used Vehicles): 6.110%

Texas Bay Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 11.770%
Unsecured Loans/Lines of Credit Rates: 14.240%
Payday Rates (PAL loans): 0.000%

Texas Bay Credit Union Branches

Cypress Branch
Katy Branch
North Shore New Branch
Pasadena Branch
Pearland Branch
Richmond Branch
South Shore Branch
Summerwood Branch