Ufirst Credit Union

Ufirst Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Ufirst. Ufirst is based in Plattsburgh, NY, and has 8,464 current members. There are 3 branch locations and 3 ATM locations for Ufirst. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Ufirst Credit Union. View Information.

Capitalization Rating
Ufirst Credit Union
Well Capitalized
as of 2018-09-30

Ufirst Credit Union Contact Information

Credit Union Name: Ufirst Credit Union
Current Members: 8,464
Potential Members: 80,980
Full Time Employees: 31
Part Time Employees: 1
President: Michele Friedman
CEO: Kasey M Kirk
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
274 Rugar St
Plattsburgh, NY 12901
Phone Number: (518) 324-5700
Fax Number: (518) 324-5777

Ufirst Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: Yes
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Ufirst Credit Union Deposit Rates

Savings Rates (Shares): 0.050%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Ufirst Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.380%
Auto Loan Rates (Used Vehicles): 5.900%

Ufirst Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.990%
Unsecured Loans/Lines of Credit Rates: 10.950%
Payday Rates (PAL loans): 0.000%

Ufirst Credit Union Branches

Plattsburgh North Branch
UFirst FCU Branch
UFirst FCU Branch