Unite Credit Union

Unite Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Unite. Unite is based in Cedar Falls, IA, and has 2,052 current members. There is 1 branch location and 1 ATM location for Unite. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Unite Credit Union. View Information.

Capitalization Rating
Unite Credit Union
Well Capitalized
as of 2018-09-30

Unite Credit Union Contact Information

Credit Union Name: Unite Credit Union
Current Members: 2,052
Potential Members: 14,000
Full Time Employees: 6
Part Time Employees: 0
President: Melissa L Beall
CEO: Carlos Pinto
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
812 W 29th St
Cedar Falls, IA 50613-5022
Phone Number: (319) 273-2479
Fax Number: (319) 266-3761

Unite Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Unite Credit Union Deposit Rates

Savings Rates (Shares): 0.200%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Unite Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.540%
Auto Loan Rates (Used Vehicles): 3.190%

Unite Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 11.900%
Unsecured Loans/Lines of Credit Rates: 10.740%
Payday Rates (PAL loans): 0.000%

Unite Credit Union Branches

Cedar Falls Community Credit Union Branch