United Community Credit Union

United Community Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by United Community. United Community is based in Houston, TX, and has 12,141 current members. There are 3 branch locations and 4 ATM locations for United Community. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by United Community Credit Union. View Information.

Capitalization Rating
United Community Credit Union
Well Capitalized
as of 2018-09-30

United Community Credit Union Contact Information

Credit Union Name: United Community Credit Union
Current Members: 12,141
Potential Members: 120,000
Full Time Employees: 50
Part Time Employees: 5
President: Wilfred J Broussard
CEO: Mac McDermott
Branch Locations: 3
ATM Locations: 4
Corporate Office Address:
13711 E Sam Houston Parkway N
Houston, TX 77044
Phone Number: (713) 674-5778
Fax Number:

United Community Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

United Community Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

United Community Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 1.990%
Auto Loan Rates (Used Vehicles): 1.990%

United Community Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.900%
Unsecured Loans/Lines of Credit Rates: 12.690%
Payday Rates (PAL loans): 0.000%

United Community Credit Union Branches

Crosby Financial Center Branch
Galena Park Financial Center Branch
Normandy Financial Center Branch