Utica District Telephone Employees Credit Union

Utica District Telephone Employees Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Utica District Telephone Employees. Utica District Telephone Employees is based in UTICA, NY, and has 1,938 current members. There are 0 branch locations and 0 ATM locations for Utica District Telephone Employees. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Utica District Telephone Employees Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Utica District Telephone Employees Credit Union
Well Capitalized
as of 2018-09-30

Utica District Telephone Employees Credit Union Contact Information

Credit Union Name: Utica District Telephone Employees Credit Union

Website: http://WWW.UTELFCU.NET

Current Members: 1,938
Potential Members: 2,600
Full Time Employees: 5
Part Time Employees: 0
President: RONALD J HAMLIN
CEO: PATRICK M GALLAGHER
Branch Locations: 0
ATM Locations: 0

Corporate Office Address:

2812 GENESEE ST
UTICA, NY 13502
Phone Number: (315) 724-5133
Fax Number: (315) 793-8296

Utica District Telephone Employees Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: Yes
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: Yes
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Utica District Telephone Employees Credit Union Deposit Rates

Savings Rates (Shares): 0.400%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Utica District Telephone Employees Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.250%

Auto Loan Rates (Used Vehicles): 2.500%

Utica District Telephone Employees Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 9.950%
Unsecured Loans/Lines of Credit Rates: 9.170%

Payday Rates (PAL loans): 0.000%