Valdosta Teachers Credit Union

Valdosta Teachers Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Valdosta Teachers. Valdosta Teachers is based in Valdosta, GA, and has 2,152 current members. There are 0 branch locations and 0 ATM locations for Valdosta Teachers. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Valdosta Teachers Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Valdosta Teachers Credit Union
Well Capitalized
as of 2018-09-30

Valdosta Teachers Credit Union Contact Information

Credit Union Name: Valdosta Teachers Credit Union

Website: http://www.valdostateachersfcu.org

Current Members: 2,152
Potential Members: 14,511
Full Time Employees: 6
Part Time Employees: 0
President: Willie C Ferrebee
CEO: Katy Houston
Branch Locations: 0
ATM Locations: 0

Corporate Office Address:

112 E Force St
Valdosta, GA 31601-3904
Phone Number: (229) 247-9930
Fax Number: (229) 247-1949

Valdosta Teachers Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Valdosta Teachers Credit Union Deposit Rates

Savings Rates (Shares): 0.200%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Valdosta Teachers Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 4.500%

Auto Loan Rates (Used Vehicles): 6.250%

Valdosta Teachers Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 8.000%

Payday Rates (PAL loans): 14.000%