Vantage Point Credit Union

Vantage Point Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Vantage Point. Vantage Point is based in HOPEWELL, VA, and has 3,472 current members. There is 1 branch location and 0 ATM locations for Vantage Point. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Vantage Point Credit Union. View Information.
Capitalization Rating
Vantage Point Credit Union
Well Capitalized
as of 2018-09-30

Vantage Point Credit Union Contact Information

Credit Union Name: Vantage Point Credit Union
Current Members: 3,472
Potential Members: 402,976
Full Time Employees: 7
Part Time Employees: 0
CEO: Penny E Williams
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
Phone Number: (804) 541-1473
Fax Number: (804) 458-6573

Vantage Point Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Vantage Point Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Vantage Point Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.740%
Auto Loan Rates (Used Vehicles): 5.490%

Vantage Point Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 8.990%
Unsecured Loans/Lines of Credit Rates: 12.900%
Payday Rates (PAL loans): 28.000%

Vantage Point Credit Union Branches