Ventura County Credit Union

Ventura County Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Ventura County. Ventura County is based in Ventura, CA, and has 77,717 current members. There are 8 branch locations and 17 ATM locations for Ventura County. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Ventura County Credit Union. View Information.
Capitalization Rating
Ventura County Credit Union
Well Capitalized
as of 2018-09-30

Ventura County Credit Union Contact Information

Credit Union Name: Ventura County Credit Union
Current Members: 77,717
Potential Members: 1,302,378
Full Time Employees: 172
Part Time Employees: 35
President: Roxanne Ostrem
CEO: Linda Rossi
Branch Locations: 8
ATM Locations: 17
Corporate Office Address:
2575 Vista Del Mar Dr
2575 Vista Del Mar Dr
Ventura, CA 93001
Phone Number: (805) 477-4000
Fax Number: (805) 339-4226

Ventura County Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: Yes
Financial Education: Yes
Financial Literacy Workshops: Yes
First Time Homebuyer Program: Yes
In-School Branches: No
Real Estate Loans: No
Bilingual Services: Yes
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: Yes
Approved Mortgage Seller: Yes
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: Yes
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Ventura County Credit Union Deposit Rates

Savings Rates (Shares): 0.050%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Ventura County Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.240%
Auto Loan Rates (Used Vehicles): 3.240%

Ventura County Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 15.050%
Unsecured Loans/Lines of Credit Rates: 8.950%
Payday Rates (PAL loans): 0.000%

Ventura County Credit Union Branches

Camarillo Branch
Moorpark Branch
Oxnard Branch
Port Hueneme Branch
Riverpark Branch
Simi Valley Branch
Thousand Oaks Branch
Ventura Branch