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Vicksburg Railroad Credit Union

  1. Credit Unions

Vicksburg Railroad Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Vicksburg Railroad. Vicksburg Railroad is based in Vicksburg, MS, and has 1,175 current members. There are 0 branch locations and 0 ATM locations for Vicksburg Railroad. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Vicksburg Railroad Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating
Vicksburg Railroad Credit Union
Well Capitalized
as of 2018-09-30

Vicksburg Railroad Credit Union Contact Information

Credit Union Name: Vicksburg Railroad Credit Union
Current Members: 1,175
Potential Members: 2,500
Full Time Employees: 3
Part Time Employees: 2
President: Hugh J Freeman, Jr.
CEO: David H Bell
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
2111 Cherry St
Vicksburg, MS 39180-3805
Phone Number: (601) 638-3134
Fax Number: (601) 638-3163

Vicksburg Railroad Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Vicksburg Railroad Credit Union Deposit Rates

Savings Rates (Shares): 0.250%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Vicksburg Railroad Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 5.200%
Auto Loan Rates (Used Vehicles): 8.100%

Vicksburg Railroad Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 12.850%
Payday Rates (PAL loans): 28.000%

Vicksburg Railroad Credit Union Branches