Wakefern Credit Union

Wakefern Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Wakefern. Wakefern is based in Elizabeth, NJ, and has 1,360 current members. There are 0 branch locations and 1 ATM location for Wakefern. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Wakefern Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Wakefern Credit Union
Well Capitalized
as of 2018-09-30

Wakefern Credit Union Contact Information

Credit Union Name: Wakefern Credit Union

Website: https://wakefernfcu.org/

Current Members: 1,360
Potential Members: 8,850
Full Time Employees: 2
Part Time Employees: 0
President: Russell Lefkus
CEO: Susan Jelen
Branch Locations: 0
ATM Locations: 1

Corporate Office Address:

515 Division St
Elizabeth, NJ 07201
Phone Number: (908) 527-3749
Fax Number:

Wakefern Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: No
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): Yes
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): Yes
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Wakefern Credit Union Deposit Rates

Savings Rates (Shares): 0.020%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Wakefern Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.990%

Auto Loan Rates (Used Vehicles): 4.990%

Wakefern Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 12.750%

Payday Rates (PAL loans): 28.000%