Watertown Municipal Credit Union

Watertown Municipal Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Watertown Municipal. Watertown Municipal is based in WATERTOWN, MA, and has 777 current members. There are 0 branch locations and 0 ATM locations for Watertown Municipal. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Watertown Municipal Credit Union. View Information.

Capitalization Rating
Watertown Municipal Credit Union
Well Capitalized
as of 2018-09-30

Watertown Municipal Credit Union Contact Information

Credit Union Name: Watertown Municipal Credit Union
Current Members: 777
Potential Members: 1,100
Full Time Employees: 1
Part Time Employees: 0
CEO: Luisa Figueiredo
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
WATERTOWN, MA 02472-4410
Phone Number: (617) 924-0160
Fax Number: (617) 924-9307

Watertown Municipal Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: No
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Watertown Municipal Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Watertown Municipal Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.150%
Auto Loan Rates (Used Vehicles): 3.990%

Watertown Municipal Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 7.500%
Payday Rates (PAL loans): 0.000%

Watertown Municipal Credit Union Branches