Youngstown City Schools Credit Union

Youngstown City Schools Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Youngstown City Schools. Youngstown City Schools is based in Youngstown, OH, and has 1,269 current members. There are 0 branch locations and 0 ATM locations for Youngstown City Schools. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Youngstown City Schools Credit Union. View Information.

MonitorBankRates.com
Capitalization Rating

Youngstown City Schools Credit Union
Well Capitalized
as of 2018-09-30

Youngstown City Schools Credit Union Contact Information

Credit Union Name: Youngstown City Schools Credit Union

Website: http://www.ycsd.org

Current Members: 1,269
Potential Members: 2,500
Full Time Employees: 2
Part Time Employees: 1
President: Ruth A Fletcher
CEO: Teresa M Morella
Branch Locations: 0
ATM Locations: 0

Corporate Office Address:

21 W Wood St
Youngstown, OH 44503-1028
Phone Number: (330) 744-5846
Fax Number: (330) 480-1914

Youngstown City Schools Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: No
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: No
No Cost Tax Prep. Services: No
Student Scholarships: Yes
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No

Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: No
Money Orders: No
No Surcharge ATMs: No

Youngstown City Schools Credit Union Deposit Rates

Savings Rates (Shares): 0.150%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%

Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Youngstown City Schools Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 2.290%

Auto Loan Rates (Used Vehicles): 2.490%

Youngstown City Schools Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 0.000%
Unsecured Loans/Lines of Credit Rates: 11.000%

Payday Rates (PAL loans): 0.000%