Your Hometown Credit Union

Your Hometown Credit Union share savings rates, certificate (CD) rates, and money market rates are listed below. You can also see mortgage rates offered by Your Hometown. Your Hometown is based in Mayfield, KY, and has 2,439 current members. There are 0 branch locations and 0 ATM locations for Your Hometown. You can also see a list of services, credit card rates, auto loan rates and payday loan rates offered by Your Hometown Credit Union. View Information.
Capitalization Rating
Your Hometown Credit Union
Well Capitalized
as of 2018-09-30

Your Hometown Credit Union Contact Information

Credit Union Name: Your Hometown Credit Union
Current Members: 2,439
Potential Members: 37,000
Full Time Employees: 4
Part Time Employees: 0
President: Denny K Foy
CEO: Mark Spillman
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
2338 State Route 45 N
Mayfield, KY 42066
Phone Number: (270) 247-6458
Fax Number: (270) 247-8316

Your Hometown Credit Union Services Offered

Indirect Lending: No
Business Share Accounts: No
Health Savings Accounts: No
Individual Development Accounts: No
No Cost Share Drafts: Yes
Share Certificates with Low Minimum Balance Requirements: Yes
Participation Loans: No
Financial Counseling: No
Financial Education: No
Financial Literacy Workshops: No
First Time Homebuyer Program: No
In-School Branches: No
Real Estate Loans: No
Bilingual Services: No
No Cost Bill Payer: Yes
No Cost Tax Prep. Services: No
Student Scholarships: No
Member Business Loans: No
Credit Builder: No
Indirect Business Loans: No
Indirect Mortgage Loans: No
Micro Business Loans: No
Micro Consumer Loans: No
Pay Day Lending: No
Refund Anticipation Loans: No
Share Secured Credit Cards: No
Payday Alternative Loans (PAL loans) (FCU Only): No
Risk Based Loans: No
Direct Financing Leases: No
Mortgage Processing: No
Approved Mortgage Seller: No
Debt Cancellation/Suspension Program: No
Borrowing Repurchase Agreements: No
Investment Pilot Program: No
Investment not authorized by the FCU Act (SCU ONLY): No
Deposits and Shares Meeting 703.10(a): No
Brokered Certificates of Deposits: Yes
Overdraft Protection/Courtesy Pay: No
Overdraft Lines of Credit: No
ATM/Debit Card Program: No
PrepaidDebit: No
Interest Only and Payment Option 1st Mortgage Loans: No
Insurance/Investment Sales: No
Brokered Deposits (All deposits acquired through a third party): No
Check Cashing: No
International Remittances: No
Low-cost wire transfers: Yes
Money Orders: No
No Surcharge ATMs: No

Your Hometown Credit Union Deposit Rates

Savings Rates (Shares): 0.100%
Checking Account Rates (Share Drafts): 0.000%
IRA/KEOGH Rates: 0.000%
Money Market Rates (Shares): 0.000%
1 Year CD Rates (Share Certificates): 0.000%

Your Hometown Credit Union Auto Loan Rates

Auto Loan Rates (New Vehicles): 3.800%
Auto Loan Rates (Used Vehicles): 4.680%

Your Hometown Credit Union Credit Card and Payday Loan Rates

Credit Card Rates: 14.990%
Unsecured Loans/Lines of Credit Rates: 10.500%
Payday Rates (PAL loans): 0.000%

Your Hometown Credit Union Branches